Terms & Condition

Terms & Conditions

Last Updated: September 2025

Welcome to Curcio Consulting LLC. These Terms & Conditions (“Terms”) govern your use of our website, courses, training programs, communications, and consulting services (“Services”). By accessing or using our Services, you agree to these Terms. If you do not agree, please do not use our Services.


1. Scope of Services

Curcio Consulting LLC provides training, coaching, and consulting designed to help real estate professionals build and grow their small businesses. Our Services are educational and informational only and are not a substitute for legal, tax, financial, or brokerage advice.


2. No Guarantee of Results

We do not guarantee income, business success, or specific results. Your success depends on many factors, including your own efforts, skills, market conditions, and compliance with industry requirements. Any examples shared are for illustration purposes only.


3. Client Responsibilities

By using our Services, you agree to:

Maintain any licenses or certifications required for your real estate profession.

Follow all applicable laws, regulations, and brokerage policies.

Make your own independent business decisions.


4. Fees & Payments

Service fees are listed in program descriptions, invoices, or agreements. Payments must be made as specified. Late or missed payments may result in loss of access to Services. Unless otherwise noted, all fees are non-refundable.


5. A2P Messaging & Communications

By providing your phone number, you consent to receive SMS/MMS messages from Curcio Consulting LLC, including updates, reminders, and promotional communications, in compliance with A2P 10DLC regulations.

Message and data rates may apply depending on your carrier and plan.

Message frequency may vary.

You may opt out of receiving text messages at any time by replying STOP.

For assistance, reply HELP or contact us directly at [[email protected]].

Curcio Consulting LLC is not responsible for delays or failures in message delivery caused by mobile carriers.


6. Confidentiality

We respect your privacy and will not share your personal or business information, except as required by law. Likewise, you agree not to share proprietary materials or information from our Services without permission.


7. Intellectual Property

All materials, resources, and content provided by Curcio Consulting LLC are the property of the Company. You are granted a limited, non-transferable license for personal business use only. Copying, reselling, or distributing our materials without written consent is prohibited.


8. Limitation of Liability

To the fullest extent permitted by law, Curcio Consulting LLC shall not be liable for any damages, including lost profits, business opportunities, or other losses related to your use of our Services. Our total liability will never exceed the amount you paid for the Services in question.


9. Termination

We may suspend or terminate your access to Services at any time for violation of these Terms or non-payment. You may also terminate your participation by providing written notice. Fees already paid remain non-refundable.


10. Governing Law

These Terms are governed by the laws of the state of [NJ], without regard to conflict of law rules.


11. Disclaimer

Our Services are intended for educational purposes only. Curcio Consulting LLC does not provide legal, financial, tax, or brokerage services. You are solely responsible for your professional decisions and should seek qualified advice when needed.